Savings Accounts
Fill your piggy bank the smart way. Whether you want to put money away for a special purchase, be prepared for an unexpected expense or simply save for the future, choose from deposit products that vary in dividend rates, ease of access and balance levels.
- A variety of accounts for a variety of needs
- Special accounts for students and educators
- Easily pairs with a Checking Account
Choose the Savings Account that's right for you
| Account Type | Share Savings Open Account | Student Savings Open Account | Educator Summer Savings Open Account | IRA Savings Open Account | Money Market Savings Open Account |
|---|---|---|---|---|---|
| About | a savings account with flexible deposits and transfers | exclusively for students, with high-dividend rates, no minimum balance and fee-free ATMs | exclusively for educators, save for the summer by setting aside a portion of each paycheck | savings account | higher returns than a share savings account + withdraw funds without penalty |
| Eligibility | birth thru age 25 | ideal for larger accounts | |||
| Unique Features |
make monthly payroll or direct deposits withdrawals available at any time2 disbursed in July | traditional or Roth |
earns higher dividends than a Share Savings Account check writing privileges | ||
| Opening Deposit | $0.011 | $0.01 | $0.01 | $2,500 | |
| Dividends Minimum Balance | $1001 | $0.01 | $100 | $50 | $0.01 |
| Balance Fee | waived when balance remains at $100 during mo. | none | waived with min. daily balance of $2,500 | ||
| Overdraft Protection |  when linked to Personal Checking Account3 | when linked to Personal Checking Account3 | |||
| ATM | surcharge-free thru worldwide CO-OP® and Allpoint networks | no fee when using non CO-OP®and Allpoint networks2 | surcharge-free thru worldwide CO-OP® and Allpoint networks | ||
| Digital Banking | | | | | |
| Rates |
Automatic Savings Plan
Easily set up recurring transfers to savings from checking from the “Transfers” tab in Digital Banking and watch your savings grow automatically. You can schedule an automatic savings transfer for any amount and at any of the following frequencies:
- Weekly
- Every two weeks
- Twice monthly (e.g. 1st and 16th of the month)
- Every two months
- Every three months
- Twice yearly
- Yearly
Tools & Resources to help make your day-to-day more manageable.
We’re here to take your financial confidence to the next level.
Dive into our Learn Center to explore various financial topics or to learn a little more about our practices.
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Banking Basics
Tips for creating a budget and sticking to it
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Banking Basics
Get a Smart Start
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Calculators
Retirement Saving Calculator
Terms and Conditions
1Monthly low-balance fee will be charged for balances that fall below $100 during the month. Dividends are only paid out for balances of $100 or more.
2Refer to our Personal Account Agreement & Disclosure for full details.
3With enrollment in Overdraft Protection subject to limitation outline in #2 (above).
