Whether It's New or New-to-You, We've Got You Covered
Your next car should be a source of excitement, not stress. Whether you're eyeing a brand-new model or a reliable used vehicle, our pre-approval process lets you shop with confidence knowing exactly how much you can afford.
Why Get Pre-Approved?
Know Your Budget
Negotiating Power
Faster Car-Buying Process
Get in the driver’s seat faster and enjoy our auto loan benefits, including:
- No payments for up to 90 days2
- Rates as low as 5.49% APR3 on vehicles 2014 or newer
- Competitive terms of 36 to 84 months
- Easy, convenient auto pay
- Access to our auto-buying partners
Ready to Get Started?
- Grab the right documents and information
- Valid ID
- Proof of current insurance
- Employment and income information
- Apply for pre-approval online, visit a branch near you or call us (800) 334-8788
- See what rate you qualify for
- Head to the dealership with confidence
Terms and Conditions
All loans subject to approval. Rates, terms and conditions are subject to change.
(*) 1 APR = Annual Percentage Rate.
(**) 2 Interest will accrue from contract date. Your overall creditworthiness will determine the days to first payment, rate, term, and amount available to you. All loans subject to approval and acceptable collateral. Rates, terms, and conditions are subject to change and are not available to refinance an existing California Credit Union auto loan. Fees and charges may apply.
3 Payment Example for qualified buyers based at 5.49% APR for 36 months per $1,000 borrowed with 90 days to first payment: 35 monthly payments of $30.46 and one final payment of $30.34. Rates, terms, and conditions are subject to change and are not available to refinance an existing California or North Island Credit Union auto loan. Your overall credit worthiness will determine the rate, term, and amount available to you. Fees and charges may apply..
