Commercial Business Loans

A full range of financing options to help grow your business

Whatever you envision for your business, we have the loans you need to help you reach your goals. Managing cash flow, purchasing supplies, computers or even new facilities has never been easier. As your partner, we consider it our privilege to help your business succeed, with exceptional professional service, fast approvals and excellent rates and fees.

Lines of Credit

Lines of credit can be used as short-term financing to cover seasonal income fluctuations, to allow you to take advantage of discount purchasing or to handle unexpected expenses.

• Ideal for recurring or seasonal cash flow needs
• Both secured and unsecured options available
• SBA-guaranteed options available for eligible borrowers
• You pay interest on the outstanding principal balance each month
• Fast, easy access to funds via Digital Banking or branch transfer
• Use as overdraft protection for business checking (restrictions on some lines may apply)
• Lines range from $500 to $5 million
• Cash-secured options available
• Borrower must maintain their primary business deposit relationship with our credit union

Term Loans

We offer financing options that deliver long-term capital at great fixed rates and flexible terms to help minimize the impact on your monthly budget. This is a perfect choice for financing investments in technology and other strategic initiatives. You can even refinance higher interest loans from other financial institutions to lower your rate and monthly payments.

• New purchase money for equipment
• Fast turn around by local decision makers
• Unsecured options available
• Fixed and variable rates available
• Flexible terms for repayment depending on collateral
• Cash-secured options available
• Convenient automatic deduction of payments from your business checking account

Business Vehicle Loans

Finance up to 100% of the purchase price of a new, used, or executive auto, van, truck, or entire fleet of vehicles—at competitive fixed rates.

• Low rates and flexible terms
• Quick decisions and funding
• Vehicles must be titled in California
• Borrower must maintain their primary business deposit relationship with our credit union

Applying for a Business Loan 

To apply for a Business Loan  or to schedule an appointment, please contact our Business Banking Department at (800) 293-6494 or you may visit any one of our branches across Southern California.