Performance Checking¹

¹ The Performance Checking account is only available to new members or existing credit union members who do not have a checking account with us. Existing members are eligible provided they have not had a CCU checking account closed within the preceding 180 days.

² Restrictions apply. APY is Annual Percentage Yield. APY is accurate as of 2/1/24. 4.00% APY is earned on balances of $1,000.00 + when aggregate direct deposits in a 31-day period equal $400 or more. APY is accurate as of the last dividend declaration date. Minimum $25.00 required to open account. Fees may reduce earnings on the account. Refer to the current rate sheet for regular dividends to be paid on eligible balances. Refer to our Personal Account Agreement & Disclosure for full details. Programs (including but not limited to fees, rates and features) are subject to change without notice. After account is opened, dividend rate and APY may change at the credit union’s discretion.

³ $100 offer applies to NEW Performance Checking accounts for NEW members only, who enroll in Digital Banking and establish a recurring Direct Deposit with a minimum of $400 per month. Recurring Direct Deposit must be a Direct Deposit or Payroll Deposit. Direct Deposit must be established within 120 days of membership opening to qualify for bonus. Three (3) months of recurring Direct Deposits must be credited to the account before qualifying for the bonus. Requires enrollment in eStatements within 120 days of account opening. $2 monthly paper statement fee waived with eStatements, or direct deposit ($400+/mo. minimum into checking that receives the direct deposit) OR if under age 18 or 65+. The bonus will be added to the checking account the first week of the following month from the qualifying date and will be reported as income. Qualifying date includes the date you enrolled in Digital Banking, the date Direct Deposit was established to the account and received (3) months of recurring direct deposits and date you enrolled in eStatements. The bonus is not included in the calculations of regular dividends and is not recurring. The bonus will be forfeited by the member if the account does not remain open for a minimum of 6 months. Limit one (1) bonus per member. Account and membership are subject to approval. Programs and offers (including but not limited to fees, rates, and features) are subject to change without notice.

⁴ We will post your direct deposit to your account as soon as we receive it from the source or your employer. In most cases, we receive direct deposits one day before the scheduled effective date.

⁵ Requires enrollment in eStatements within 120 days of account opening. $2 monthly paper statement fee waived with eStatements, or direct deposit ($400+/mo. minimum into checking that receives the direct deposit), OR if under age 18 or 65+. Programs and offers (including but not limited to fees, rates, and features) are subject to change without notice

⁶ All ATMs in the CO-OP and Allpoint networks are fee-free to members. CO-OP and Allpoint are worldwide networks of over 85,000 surcharge-free ATMs owned by credit unions, as well as participating retailers and 7-Eleven® store ATMs.

View our Performance Checking Disclosure.