Invest your school funds for the future with savings solutions designed for organizations just like yours.
Account Type
Good for
a smart choice for smaller schools with relatively limited cash reserves
best for member schools that keep higher account balances and want to earn more with their cash reserves
Opening Deposit
$200
$2,500
Minimum Dividends Balance
$100
$2,500
Monthly Maintenance Fee
$2.50
waived with an average daily balance of $100 or more
$10
waived with an average daily balance of $2,500 or more
Overdraft Fee
no charge
no charge
Visa® Business Debit Card
ATM
Digital Banking
Never be surprised by your balance. Set up automated sweeps on accounts to keep balances within your defined limits. When a limit is reached, the system automatically transfers money between specified accounts and sends an alert to notify you of the transfer.
Never be surprised by your balance. Set up automated sweeps on accounts to keep balances within your defined limits. When a limit is reached, the system automatically transfers money between specified accounts and sends an alert to notify you of the transfer.
To open an account or to schedule an appointment, please contact our Business Banking Department at (800) 293-6494 or you may visit any one of our branches across Southern California.
Spotlight: Analyzed Business Checking, with Sweep and Zero Balance Accounts
Put your money to work and maximize your savings
For the business with higher account balances, the Analyzed Business Checking Account can offer a great value. With qualifying balances each month, your business can receive an earnings credit to cover some or all fees for services used during each statement cycle, such as cash deposits, check writing, ACH and wire transfers, stop payments and more. This account has no minimum balance requirement.
Our Analyzed Business Checking Account offers integrated monthly activity analysis. Earn dividends for funds not in use and maximize your use of funds with Sweep Accounts and Zero Balance Accounts.
Use this worksheet to see if Analyzed Business Checking is a good option for your business.
Sweep Accounts
Put your excess cash to work earning dividends while avoiding overdraft charges.
- Get increased returns and earn higher dividends with automatic investment of idle account balances into a Sweep Account
- Keep funds liquid
- Save time
- No per-transfer charges
- Easy setup - establish a target minimum checking balance to avoid fees
- Learn how a Sweep Account works
Zero Balance Accounts (ZBAs)
Maximize your use of funds and increase your account control.
- Separate statements for easy account management
- Maintain greater disbursement control and flexibility
- A convenient way to enhance your cash flow
- Learn how a Zero Balance Account (ZBA) works
Tools & Resources to help make your day-to-day more manageable.
Business Digital Banking
Access all of your financial tools for your business wherever you are, 24/7.
We’re here to take your financial confidence to the next level.
Dive into our Learn Center to explore various financial topics or to learn a little more about our practices.
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Banking Basics
(Almost) Effortless Ways to Save
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Banking Basics
Bank with Confidence Knowing Your Assets are Protected.
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Banking Basics
Revitalize Your Business Routine
Terms and Conditions
1All ATMs in the CO-OP and Allpoint networks are fee-free to members. CO-OP and Allpoint are worldwide networks of over 85,000 surcharge-free ATMs owned by credit unions, as well as participating retailers and 7-Eleven® store ATMs.
Programs (including but not limited to fees, rates, and features) are subject to change without notice. After the account is opened, the dividend rate and APY may change. Fees may reduce earnings.
