Which Personal Loan option is for you?
A personal loan can help cover you when you need it, with either a loan or line of credit. Whether you're looking to consolidate higher interest rate debt, make a purchase or take a vacation, we offer plenty of borrowing options.
Personal Loan | - Rates as low as 8.99% APR1 - Low monthly payments FIXED for the life of the loan - Installment loans with fixed payments - Financing up to $50,000 - No collateral required - Terms up to 120 months |
Share Secured Loan2 | - Allows you to borrow against your Share Savings Account and continue earning dividends - 12-60 month term - Financing up to 100% of account balance with verified available funds - Ultra-low rates - A great way to build/re-establish credit |
Prime Plus Line of Credit | - Revolving credit line up to $50,000 - Low variable rate - Low monthly payments - No collateral required - May be used as an overdraft protection line of credit - Suitable for higher education expenses - Unlimited check writing privileges - Can be used for any lawful purpose |
Certificate Secured Loan3 | - Financing up to 100% of the available certificate account balance with verified available funds - Avoid early withdrawal penalties on certificates |
We’re here to take your financial confidence to the next level.
Dive into our Learn Center to explore various financial topics or to learn a little more about our practices.
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Banking Basics
5 Things to Know About Credit Unions
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Credit Basics
All About Credit Scores
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Calculators
Debt Consolidation Calculator
Terms and Conditions
All loans subject to approval. Rates, terms and conditions are subject to change. Fees and charges may apply.
(*) 1 APR is Annual Percentage Rate. A sample payment at 8.99% APR for 24 months per $1,000 borrowed with 45 days to first payment: 23 monthly payments of $45.85 and a final payment of $45.71. Your overall creditworthiness will determine the rate, term, and amount available to you. Interest will continue to accrue during deferred payment period.
2 As of October 1, 2024, a sample payment based at 4.05% APR for 36 months per $1,000 borrowed with 45 days to first payment: 35 monthly payments of $29.60 and a final payment of $29.48. Interest will continue to accrue during deferred payment period. Regular Share accounts may be used as collateral.
3 As of October 1, 2024, a sample payment based at 6.96% APR for 36 months per $1,000 borrowed with 45 days to first payment: 35 monthly payments of $30.94 and a final payment of $30.89. Interest will continue to accrue during deferred payment period. Regular Certificate accounts may be used as collateral.
