Required Documentation for Home Loans

• Borrower's authorization form
• IRS form 4506-C: "Request for Transcript of Tax Return"
• Last two pay stubs for verification of income
• Copies of the last two years W2's
• Federal tax returns from the last two years with all schedules and attachments
• Schedule of real estate owned— with current rents, values, and mortgages (if applicable)
• Complete bank statements for the last two months
• Current IRA or 401K statements
• Copy of your last mortgage statement(s)
• Copy of note or loan agreement on current home equity line of credit or second mortgage if you are subordinating the loan
• Copy of hazard insurance declaration page
• Accepted offer to purchase (if purchase loan)
• Realtor contact information (if purchase loan)
• Name and phone number of HOA company (if property is a condominium)